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Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

7.14.2015

Tuesday's Frugal Mission

Mer.

Frugality.

Frugal.

CHEAP.

Frugal doesn't necessarily mean cheap. Frugal means thinking about where you're spending your money, what you're spending your money on, and actively making a choice on how you're spending money.

Some days I'm great at being frugal. Others... not so much. OY. I think it's like that for a lot of people.

In any case, today I had a BRILLIANT idea. I saw these awesome curtain rod strings at Ikea and thought - I NEED THOSE FOR MY BACK PORCH.

And then I remembered that I bought the same curtain rod strings - in fact I bought them to string up in the dining room to hold The Monkey's art work but I never got around to it (and I've determined I really like the painting we have in the dining room anyway so I bought magnet clips for the fridge). I thought I might have donated the string or maybe sold it in the last yard sale that we had but no, I didn't do anything with it. Instead the curtain rod string thingy was just hanging out in a basket in the closet.

I even have leftover home decor fabric from when I made curtains for The Monkey's room when I was pregnant. SCORE.

All I need are 4 extra corner holder thingys from Ikea and some type of hanger clips and I'm all set to hang up some curtains - instead of using the tension rods which keep falling on The Monkey when she's playing back there (it's sort of funny. I mean you suddenly hear something snap and then a 3 year old screaming "GHOST! IT'S A GHOST! I CAN'T SEE!!!").

So the total cost for these curtains AFTER finding what I already have in my house will be under $10. WOO HOO!!!

My NEXT frugal mission after Ikea and the curtain rod string thingy is to go to the library.

I reserved 5 books - two are urban homesteading books which are all about turning your yard into a vegetable garden and basically making the most out of a 1/4 acre of land. Here in the city we have like an 1/8 of an acre - but with the tree coming down in the back, I can start to take advantage of all the sunlight we're going to get next year and plan out more vegetables and determine how to PRESERVE what I grow. That's the tough part - you can only eat so much while it's fresh so knowing how to preserve homegrown food is really a good thing to know. I'd like to do lasagna gardening in our front flower beds for vegetables and move all the flowers into the actual yard - but make some sort of patio for chairs and a table (yes, we hang out in the front yard here in Minnesota, sometimes even in the garage!). First I need to read HOW to do some of this shit and determine how much sun the front gets to know if I can actually move some flowers and how bad chicken wire will look from the street. Maybe I should start looking at what grows best for vines... Meh, whatever... I have lots of months to think about gardening and to write down which flowers did the best this year.

Three books are just for funzies - one stupid Nora Roberts book (the last in a trilogy which will take me two or three days to read); another last-of-a-trilogy book in the Grave Mercy series which won't take me long at all; and the 4th book in the Logan McRae series by Stuart MacBride (if you can't tell it's a book set in Scotland by a Scottish author).

And the last frugal thing that I do today:

Make lunch with leftovers from dinner - some type of veggie wrap or quesadilla with the grilled veggies from last night.

Cook dinner with the last of our CSA veggies from last Thursday. Tonight = roasted veggies (broccoli, cauliflower, beets, turnips) with rice pilaf.

If you notice, there's no meat listed above. Basically we get enough veggies where I don't really need to cook meat with a meal. There's no way we can eat everything if I include meat. We become partial vegetarians in the summer with the amount of vegetables we receive with our CSA and with what I supplement from the co-op or Cub or Target or Byerly's. That doesn't mean we don't have meat - in the freezer there's pork chops, chicken, ground beef, fish, and shrimp. I have meat so when we do need some protein I can just pull it out of the freezer instead of running to the grocery store or wherever to get meat. It's a cheap way to eat meat - I buy when it's all on sale (and I don't buy the cheap stuff, I buy organic free range chicken, organic grass fed beef, organic fed pork, etc...) and then I toss it into bags with marinade in portions for 1 or 2 people.

So.. I think that's all we're up to today.

Happy Tuesday!!!

7.06.2015

Free Things I Love To Do In The Summer

Kids are freaking expensive, and places where you usually bring your kids for entertainment can be REALLY expensive - hence why we've never been to Underwater World (See here for ticket prices) or Valley Fair or to the rides at the Mall of America or even to the Minnesota Zoo without someone that has a membership. 

Am I denying my child a fun childhood? NO.

I'm being a smart parent that likes to save money.

So we do other things instead.

Saint Louis Park offers free concerts in the park on Wednesday nights.

I did end up buying a pool pass for each of us, however, we've used it 5 times in a week so that's already paid for itself. 

The local neighborhood park is always entertaining.

We bike to Lake Calhoun and stop at the parks around the lake, bring a snack/lunch/drinks and people watch. 

The LIBRARY. OMG. It's the best. I swear, I come home with two new books to read and The Monkey comes home with BAGS full of books. Do they all get read? Not every week but we sure do have fun picking out books - her current favorites are the Fancy Nancy series and all books by Mo Willems (if you haven't heard of Knuffle Bunny, you need to get on that shit, best kids' book series ever!). 

We also just bought a new tag-along bike trailer so The Monkey can sit and pedal along (it's called a WeeHoo). It doesn't have the storage like the full-on bike trailer but it sure is easier to ride and a heck of a lot more fun. Bimmer Man can get up to 17 miles per hour (probably even faster if we were really biking) and I was going along at 13 mile per hour around Lake Calhoun - one guy was happy enough to give us our speed and an enthusiastic thumbs up to The Monkey for being an awesome "biker."

LEGOS. Our basement looks like The Lego Movie. 'Nough said.

Gardening in our yard. The Monkey is happy with a shovel, a bucket, a rake, and a garden hose. Dirty? Yes. Memorable? Yep. I'm starting to teach her how to identify plants. So far she knows a few herbs, lilies, tomato plants, and butterfly bush. And yes, she's only 3.

Cooking/Baking. She helps dump all the ingredients into the bread machine to make bread. She smashes eggs (please note, I didn't write "crack" eggs), stirs what needs to be stirred, scoops cookie dough onto cookie sheets, and is a pretty great "helper" in the kitchen. 

Splashpad. It's free for residents. Generally The Monkey only lasts 15 - 25 minutes anyway, so we don't go as often. Andplusalso because it's free it gets busy and the older kids can be a little nuts. Some parents don't actually watch their kids and the older kids ruin the fun of the younger kids. 

CLEANING. Put your kid to work. I give The Monkey a cloth and a squirt bottle of water and I just say... "Have fun cleaning! You said you were bored!" It doesn't last long... but I also haven't heard "I'm bored!" in quite a few weeks.

Sooo... there's my list of ideas of things to do that are free (or mostly free if you already have the supplies). Summer is a ton of fun and I really like to make sure that we're enjoying the great days outside when we can. I LOVE summer... and I LOVE to enjoy these days while we can - because in the middle of winter I really do miss the 90 degree days of the summer!

2.17.2013

Couponing Really Saves Money? WHAT???

Ya. It does.

We went on a budget to cut down on spending and save money.

In other words, we're living within our means again. Ouch, the booze budget has been cut (let's just say that The Big Friendly and 4 Buck Chuck is back in the house) along with the food budget.

So here's the deal.. there's all these coupon sites out there and I barely understand them. But here's what I do.

I find a sale price item (like Kraft shredded cheese) and a coupon for it and voila! At least cheaper than not on sale! For Target, I print off a Target coupon and then I also hand over a manufacturer coupon (this is called "stacking" and give 2 coupons for 1 item - you can get some great deals at Target this way too!).

I regularly save $40+ from our grocery bill. And now it's super fun. Sort of, but not really.

I clip coupons from the paper and online (target.com., coupons.com, redplum.com) and look at the ads, I match up coupons to the sale price items and that's that. It'll save you at least $20 off your next grocery bill.

I suppose I could save my next grocery receipt and type everything out for you. Well, no, I would take a picture instead. WAY easier.

So I hope this helps explain how some couponers work. I am not an extreme couponer. I do not haul away $500 worth of crap food for free. Instead I find coupons for things like meat, eggs, cheese, produce, canned tomatoes, pasta and a few other items (including organic!). So it may take 35 minutes but that's 35 minutes to save us money. YAY for saving money!!!